Social Fund Reform

Social Fund Reform

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The Social Fund is an important part of the welfare state. It makes provision for those on very low incomes to help them deal with problems getting affordable credit, sudden unexpected costs and crises. In this Green Paper (Cm.7750, ISBN 9780101775021), the Government seeks a consultation to review the role and design of the Social Fund to maximise its impact. It wishes to change the Social Fund scheme away from its short term role into something more sustainable. The Government sets out a number of aims including: a scheme that is simpler for customers to understand and use and also simpler for DWP staff to deliver to ensure better value for money; to play a more active and sustainable role in helping people resolve their longer-term financial needs and supports them to become more financially independent, as well as dealing with short term crises; to ensure the scheme is set within the wider context of financial inclusion and education, and is aligned with the range of products and services that the Government delivers for people with complex and enduring needs. The publication is divided into 9 chapters. Consultation responses should be received by the closing date of the 7th June 2010.1.19 Home credit, or doorstep, lenders provide a high-cost but often flexible and easy-to-understand service, where missed payments and a doorstep collection ... 13 Competition Commission Report - Home Credit Market Investigation, 2006.

Title:Social Fund Reform
Publisher:The Stationery Office - 2010-01-01

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